Full Opinion

Electronically Filed Supreme Court SCWC-XX-XXXXXXX 15-JUL-2026 12:33 PM Dkt. 15 ODAC SCWC-XX-XXXXXXX IN THE SUPREME COURT OF THE STATE OF HAWAIʻI PHH MORTGAGE CORPORATION, Respondent/Plaintiff/Counterclaim Defendant-Appellee, vs. FRANK DIAZ and OLGA V. DIAZ, Petitioners/Defendants/Counterclaimants/ Cross-Claim Defendants-Appellants, and USAA FEDERAL SAVINGS BANK; THE UNITED STATES OF AMERICA; THE STATE OF HAWAIʻI; THE STATE OF HAWAIʻI – DEPARTMENT OF TAXATION; HAWAII KAI MARINA COMMUNITY ASSOCIATION; ASSOCIATION OF APARTMENT OWNERS OF KAIMALA MARINA, Respondents/Defendants-Appellees. ------------------ THE UNITED STATES OF AMERICA, Respondent/Cross-Claimant-Appellee, vs. THE STATE OF HAWAIʻI – DEPARTMENT OF TAXATION; HAWAII KAI MARINA COMMUNITY ASSOCIATION; ASSOCIATION OF APARTMENT OWNERS OF KAIMALA MARINA, Respondents/Cross-Claim Defendants-Appellees. CERTIORARI TO THE INTERMEDIATE COURT OF APPEALS (CAAP-XX-XXXXXXX; CASE NO. 1CC171001566) ORDER REJECTING APPLICATION FOR WRIT OF CERTIORARI (By: Devens, C.J., McKenna, Eddins, and Ginoza, JJ., and Circuit Judge Souza, assigned by reason of vacancy) Petitioners/Defendants/Counterclaimants/Cross-Claim Defendants-Appellants Frank Diaz and Olga Diaz’s application for writ of certiorari filed on May 15, 2026, is rejected. DATED: Honolulu, Hawaiʻi, July 15, 2026. /s/ Vladimir P. Devens /s/ Sabrina S. McKenna /s/ Todd W. Eddins /s/ Lisa M. Ginoza /s/ Kevin A.K. Souza 2