Myriam Augustin v. Change Lending, LLC, D/B/A Change Home Mortgage
CourtDistrict Court of Appeal of Florida
Date FiledNovember 12, 2026
Docket4D2025-2136
StatusPublished
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Full Opinion
DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA
FOURTH DISTRICT
MYRIAM AUGUSTIN,
Appellant,
v.
CHANGE LENDING, LLC d/b/a CHANGE HOME MORTGAGE,
Appellee.
No. 4D2025-2136
[November 12, 2026]
Appeal from the Circuit Court for the Seventeenth Judicial Circuit,
Broward County; Carlos Augusto Rodriguez, Judge; L.T. Case No.
062024CA003076AXXXCE.
Myriam Augustin, Plantation, pro se.
Zachary Ullman of Aldridge | Pite LLP, Delray Beach, for appellee.
PER CURIAM.
Affirmed. See Ortiz v. PNC Bank, Natโl Assโn, 188 So. 3d 923, 925 (Fla.
4th DCA 2016) (โWe recognize the fact that a copy of a note is attached to
a complaint does not conclusively or necessarily prove that the Bank [or
lender] had actual possession of the note at the time the complaint was
filed. However, if the Bank [or lender] later files with the court the original
note in the same condition as the copy attached to the complaint, then we
agree that the combination of such evidence is sufficient to establish that
the Bank [or lender] had actual possession of the note at the time the
complaint was filed and, therefore, had standing to bring the foreclosure
action, absent any testimony or evidence to the contrary.โ).
FORST, KLINGENSMITH, JJ., and NORMAN, ANASTASIA M., Associate Judge,
concur.
* * *
Not final until disposition of timely-filed motion for rehearing.