Full Opinion

DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA FOURTH DISTRICT MYRIAM AUGUSTIN, Appellant, v. CHANGE LENDING, LLC d/b/a CHANGE HOME MORTGAGE, Appellee. No. 4D2025-2136 [November 12, 2026] Appeal from the Circuit Court for the Seventeenth Judicial Circuit, Broward County; Carlos Augusto Rodriguez, Judge; L.T. Case No. 062024CA003076AXXXCE. Myriam Augustin, Plantation, pro se. Zachary Ullman of Aldridge | Pite LLP, Delray Beach, for appellee. PER CURIAM. Affirmed. See Ortiz v. PNC Bank, Natโ€™l Assโ€™n, 188 So. 3d 923, 925 (Fla. 4th DCA 2016) (โ€œWe recognize the fact that a copy of a note is attached to a complaint does not conclusively or necessarily prove that the Bank [or lender] had actual possession of the note at the time the complaint was filed. However, if the Bank [or lender] later files with the court the original note in the same condition as the copy attached to the complaint, then we agree that the combination of such evidence is sufficient to establish that the Bank [or lender] had actual possession of the note at the time the complaint was filed and, therefore, had standing to bring the foreclosure action, absent any testimony or evidence to the contrary.โ€). FORST, KLINGENSMITH, JJ., and NORMAN, ANASTASIA M., Associate Judge, concur. * * * Not final until disposition of timely-filed motion for rehearing.