Robert J. Crager, Lynda M. Crager, Cs Terraces, LLC as Trustee Under Land Trust 134b Dated June 24, 2012, and the Unknown Beneficiaries of the Land Trust 134b Dated June 24, 2012 v. U.S. Bank National Association, Not in Its Individual Capacity but Solely as Trustee for the Rmac Trust, Series 2016-Ctt and Church Street Terrace Condominium Association, Inc.
CourtDistrict Court of Appeal of Florida
Date FiledAugust 14, 2026
Docket6D2025-1354
StatusPublished
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Full Opinion
SIXTH DISTRICT COURT OF APPEAL
STATE OF FLORIDA
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Case No. 6D2025-1354
Lower Tribunal No. 2017-CA-004879-O
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ROBERT J. CRAGER, LYNDA M. CRAGER, CS TERRACES, LLC, as Trustee under
LAND TRUST 134B DATED JUNE 24, 2012, and the unknown beneficiaries of the
LAND TRUST 134B DATED JUNE 24, 2012,
Appellants,
v.
U.S. BANK NATIONAL ASSOCIATION, not in its individual capacity but solely as
Trustee for the RMAC TRUST, SERIES 2016-CTT and CHURCH STREET TERRACE
CONDOMINIUM ASSOCIATION, INC.,
Appellees.
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Appeal from the Circuit Court for Orange County.
Luis F. Calderon, Judge.
August 14, 2026
PER CURIAM.
Robert and Lynda Crager appeal the final judgment of foreclosure entered in
favor of U.S. Bank National Association, not in its individual capacity but solely as
Trustee for the RMAC Trust, Series 2016-CTT (โU.S. Bankโ). The Cragerโs assert
that the order granting summary judgment fails to comply with Florida Rule of Civil
Procedure 1.510(a) and that summary judgment was improper because their
affirmative defenses created genuine issues of material fact.
Because we agree that that the trial court failed to detail its specific reasons
for granting summary judgment as required by rule 1.510(a), we reverse and remand
for the limited purpose of having the trial court enter an order that is compliant with
the rule. BBURGETT, LLC v. BENFAM HOLDINGS, LLC, 431 So. 3d 609, 610 (Fla.
6th DCA 2026). This issue is dispositive and we, therefore, do not reach the merits
of whether the affirmative defenses raised create genuine issues of material fact. Id.
REVERSED and REMANDED.
NARDELLA, KAMOUTSAS and PRATT, JJ., concur.
Andrew B. Greenlee, of Andrew B. Greenlee, P.A., Sanford, and Anthony N.
Legendre, II, of Law Offices of Legendre & Legendre, PLLC, Maitland, for
Appellants.
Danielle Spradley and Jason M. Vanslette, of Kelley Kronenberg, Fort Lauderdale,
for Appellee, U.S. Bank National Association, not in its individual capacity but
solely as Trustee for the RMAC Trust, Series 2016-CTT.
No Appearance for Appellee, Church Street Terrace Condominium Association, Inc.
NOT FINAL UNTIL TIME EXPIRES TO FILE MOTION FOR REHEARING
AND DISPOSITION THEREOF IF TIMELY FILED
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