Full Opinion

FIRST DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________ No. 1D2026-3332 _____________________________ KINSALE INSURANCE COMPANY, Petitioner, v. HEALTHIER CHOICES MANAGEMENT CORPORATION; TERRY TRIMM and KATIE TRIMM, individually and as assignees of Healthier Choices Management Corporation; UNDERWRITERS AT LLOYD'S, London Subscribing to Policy Numbers UCHSE3382 and XSCMC1030, Respondents. _____________________________ Petition for Writ of Certiorari—Original Proceeding. November 11, 2026 PER CURIAM. DENIED. ROWE, TREADWELL, and NEFF, JJ., concur. _____________________________ Not final until disposition of any timely and authorized motion under Fla. R. App. P. 9.330 or 9.331. _____________________________ Aaron Warren, Johanna Cipau, and Cassidy Bierbrodt, Clyde & Co US LLP, Miami, for Petitioner. Amanda Anderson and George Featherstone, Boyle Anderson P.A., Tampa; Fred Cunningham and Matthew T. Christ, Rafferty Domnick Cunningham & Yaffa, Palm Beach Gardens; Patricia A. McLean and Amber N. Kile, Phelps Dunbar LLP; for Respondents. 2