Enrique Garcia v. Jpmorgan Chase Bank, National Association
CourtDistrict Court of Appeal of Florida
Date FiledJune 17, 2020
Docket3D19-0430
StatusPublished
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Full Opinion
Third District Court of Appeal
State of Florida
Opinion filed June 17, 2020.
Not final until disposition of timely filed motion for rehearing.
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No. 3D19-430
Lower Tribunal No. 16-5015
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Enrique Garcia,
Appellant,
vs.
JPMorgan Chase Bank, National Association,
Appellee.
An Appeal from the Circuit Court for Miami-Dade County, Rodolfo A. Ruiz,
Judge.
Dennis A. Donet, for appellant.
Krinzman Huss Lubetsky Feldman & Hotte, and Cary A. Lubetsky and
Lynette Ebeoglu McGuinness, for appellee.
Before SALTER, LOGUE, and LOBREE, JJ.
LOGUE, J.
In Spikes v. Onewest Bank FSB, 106 So. 3d 475 (Fla. 4th DCA 2012), the
court held that โ[t]he Florida Constitution granting homestead protection does not
preclude foreclosure of an equitable vendorโs lien.โ Id. at 478. This is because โ[t]he
law is well settled that purchase money mortgages generally take priority over any
other prior or subsequent claims or liens attaching to the property through the
mortgagor and these mortgages are recognized as being senior to the claims of dower
and homestead as well as to judgment liens and mortgages on after acquired
property.โ Associates Disc. Corp. v. Gomes, 338 So. 2d 552, 553 (Fla. 3d DCA
1976); see also County of Pinellas v. Clearwater Fed. Sav. & L. Assโn, 214 So. 2d
525, 525 (Fla. 2d DCA 1968) (โThe law relating to the superiority of purchase
money mortgages is well settled. . . . Purchase money mortgages are recognized as
being senior to claims of dower and homestead . . . .โ).
Affirmed.
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