Full Opinion

DISTRICT COURT OF APPEAL OF FLORIDA SECOND DISTRICT UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY, Appellant/Cross-Appellee, v. NICHOLAS BERTOCCI, Appellee/Cross-Appellant. No. 2D2025-0015 October 2, 2026 Appeal pursuant to Fla. R. App. P. 9.141(b)(2) from the Circuit Court for Pinellas County; Cynthia J. Newton, Judge. Kara Rockenbach and David A. Noel of Link & Rockenbach, P.A., West Palm Beach, for Appellant/Cross-Appellee. Mark A. Nation of The Nation Law Firm, Longwood, for Appellee/Cross- Appellant. PER CURIAM. Affirmed. SILBERMAN, KELLY, and ROTHSTEIN-YOUAKIM, JJ., Concur. Opinion subject to revision prior to official publication.