Aurelio Romo v. Federal Home Loan Mortgage Corporation
CourtTexas Court of Appeals, 2nd District (Fort Worth)
Date FiledSeptember 24, 2026
Docket02-25-00356-CV
StatusPublished
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Full Opinion
In the
Court of Appeals
Second Appellate District of Texas
at Fort Worth
___________________________
No. 02-25-00356-CV
___________________________
AURELIO ROMO, Appellant
V.
FEDERAL HOME LOAN MORTGAGE CORPORATION, Appellee
On Appeal from the County Court
Young County, Texas
Trial Court No. CV05255
Before Sudderth, C.J.; Womack and Walker, JJ.
Memorandum Opinion by Justice Walker
MEMORANDUM OPINION
I. INTRODUCTION
Following Appellant Aurelio Romo’s failure to pay his mortgage, the lender
foreclosed on his property, and Appellee Federal Home Loan Mortgage Corporation
(Federal Home) purchased it at the foreclosure sale. Federal Home sent Romo a
notice to vacate, but he refused to surrender possession. Federal Home then filed a
forcible-detainer suit, and the trial court found in Federal Home’s favor and awarded
it immediate possession of the property. Romo filed this pro se appeal.
In four issues,1 Romo contends that the trial court erred by awarding
Federal Home possession because (1) legally insufficient evidence supports
Federal Home’s superior right to immediate possession and (2) the disputed validity
of the foreclosure deprived the trial court of jurisdiction. Because legally sufficient
evidence supports the trial court’s award of immediate possession to Federal Home,
and because Federal Home was not required to prove title to prevail in its forcible-
detainer suit, we will affirm.
II. FACTUAL AND PROCEDURAL BACKGROUND
In 2019, Romo executed a thirty-year promissory note (the Note) to purchase
real property (the Property) in Young County, Texas. The Note was secured by a
deed of trust. The deed of trust authorized the mortgage holder, upon Romo’s breach
of any covenant or agreement, to accelerate the Note and foreclosure on the Property,
Although he enumerates four, Romo substantively raises two issues.
1
2
and it empowered a trustee to sell the Property to the highest bidder. The deed of
trust also required Romo to “immediately surrender possession of the Property to the
purchaser of that sale” if the Property was sold at foreclosure and provided that, if he
failed to do so, he “shall be a tenant at sufferance and may be removed by writ of
possession or other court proceeding.”
Romo later stopped making payments on the Note, prompting the
mortgage holder to accelerate the debt and move forward with foreclosure. In
October 2024, a substitute trustee sold the Property at foreclosure to Federal Home.
On January 20, 2025, Federal Home sent Romo a notice to vacate and demand
for possession.2 The notice instructed Romo to vacate the Property within three days
of delivery and warned him that Federal Home would file suit if he refused to
surrender possession. Romo nevertheless remained in possession of the Property.
On February 4, 2025, Federal Home responded by filing a forcible-detainer suit
against Romo in a justice court in Young County. In its verified petition, Federal
Home alleged that it had purchased the Property at foreclosure and provided written
notice requiring Romo to vacate but that Romo refused to surrender possession.
The justice court held a jury trial, and the jury found in Federal Home’s favor.
The justice court signed a judgment awarding Federal Home possession of the
Property. Romo appealed to the County Court of Young County (the trial court) for
2
The notice was sent via certified mail and delivered on January 24, 2025.
3
a de novo trial. See Tex. R. Civ. P. 510.19 (governing the right to appeal a forcible-
detainer judgment from justice court to county court).
The trial court conducted a bench trial.3 To support its forcible-detainer claim,
Federal Home offered three exhibits: (1) the deed of trust establishing Romo’s status
as a tenant at sufferance, (2) the substitute trustee’s deed4 naming Federal Home as
the grantee, and (3) a business-records affidavit containing the notice to vacate and
demand for possession. Romo challenged the propriety of the foreclosure.5
Romo proceeded pro se.
3
Federal Home offered a certified copy of the substitute trustee’s deed.
4
Romo contended that the foreclosure was wrongful because he did not “sign a
5
second contract” with the successive mortgage holder. The record reflects that the
original lender assigned the Note to another mortgage holder, and Romo appears to
argue that he needed to sign a “second contract” with the subsequent mortgagee.
Romo also asserted that the foreclosure was wrongful because the Note’s paperwork
did not match his “name,” explaining, “This is my ID. I’m not the all capital letters
name. I’m a state national. For me as private man I have to have a contract with
commerce. Otherwise, there’s nothing between us if we don’t have a contract.” The
trial court inquired into Romo’s name and ID:
THE COURT: Who issues this?
MR. ROMO: Huh? We make it. This is not state.
THE COURT: This is just an ID you have made for yourself?
MR. ROMO: Yes. I’m not -- I’m not part of the state if you know what I
mean.
THE COURT: I don’t know what you mean. What do you mean?
MR. ROMO: Meaning I’m a private man.
4
At Federal Home’s request, the trial court took judicial notice of the court’s file
and the exhibits. The trial court found in Federal Home’s favor and awarded it
possession of the Property. Romo filed this appeal.6
After the judgment, Federal Home moved for issuance and execution of a writ
of possession,7 and the trial court granted the writ. The writ, however, remained
unexecuted. Federal Home then moved to compel the constable to execute, and the
trial court granted that motion and ordered the constable to execute the writ.8
Despite the order, the record reflects that Romo remains in possession of the
Property.9
III. DISCUSSION
A. SUFFICIENCY OF THE EVIDENCE
In his first and fourth issues, Romo contends that the trial court erred by
awarding Federal Home possession of the Property because there is legally
insufficient evidence to support Federal Home’s superior right to immediate
possession. We disagree.
6
No findings of fact or conclusions of law were requested or filed.
7
Federal Home asserted that Romo had failed to post a supersedeas bond. See
Tex. Prop. Code § 24.007 (providing that a county court judgment may not be stayed
pending appeal unless the appellant files a supersedeas bond within ten days of the
signing of the judgment and that failure to post the bond renders the judgment
immediately enforceable by writ of possession).
8
The trial court granted the writ of possession on September 30, 2025. As of
January 9, 2026, the writ remained unexecuted.
9
The record does not contain the completed “Sheriff/Constable’s Return.”
5
1. Standard of Review
We may sustain a legal-sufficiency challenge—that is, a no-evidence
challenge—only when (1) the record bears no evidence of a vital fact, (2) the rules of
law or of evidence bar the court from giving weight to the only evidence offered to
prove a vital fact, (3) the evidence offered to prove a vital fact is no more than a mere
scintilla, or (4) the evidence conclusively establishes the opposite of a vital fact. Gunn
v. McCoy, 554 S.W.3d 645, 658 (Tex. 2018). In determining whether legally sufficient
evidence supports the challenged finding, we must consider evidence favorable to the
finding if a reasonable factfinder could, and we must disregard contrary evidence
unless a reasonable factfinder could not. Cent. Ready Mix Concrete Co. v. Islas,
228 S.W.3d 649, 651 (Tex. 2007); City of Keller v. Wilson, 168 S.W.3d 802, 827 (Tex.
2005). We indulge “every reasonable inference deducible from the evidence” in
support of the challenged finding. Gunn, 554 S.W.3d at 658 (quoting Bustamante v.
Ponte, 529 S.W.3d 447, 456 (Tex. 2017)).
Anything more than a scintilla of evidence is legally sufficient to support a
finding. Marathon Corp. v. Pitzner, 106 S.W.3d 724, 727–28 (Tex. 2003). More than a
scintilla exists if the evidence rises to a level that would enable reasonable and fair-
minded people to differ in their conclusions. Gunn, 554 S.W.3d at 658.
2. Applicable Law
A tenant at sufferance commits a forcible detainer when he refuses to
surrender possession of real property on written demand by the person entitled to
6
possession of that property. See Tex. Prop. Code § 24.002.10 A plaintiff in a forcible-
detainer suit can establish “the superior right to immediate possession by establishing
the fact of a foreclosure pursuant to a deed of trust that created a tenancy at
sufferance after the foreclosure.” Askew v. Mena Homes, Inc., No. 02-19-00181-CV,
2020 WL 579121, at *1 (Tex. App.—Fort Worth Feb. 6, 2020, pet. denied) (quoting
Martinez v. Cerberus SFR Holdings, L.P., No. 02-19-00076-CV, 2019 WL 5996984, at *2
(Tex. App.—Fort Worth Nov. 14, 2019, pet. denied)).
To prevail in a forcible-detainer action, the plaintiff need not prove title but
only sufficient evidence of ownership to demonstrate a superior right to immediate
possession. Woods v. Pennymac Loan Servs., L.L.C., No. 02-12-00301-CV, 2013 WL
4506776, at *2 (Tex. App.—Fort Worth Aug. 22, 2013, no pet.). To prove its
forcible-detainer claim, Federal Home had to show that (1) it owned the Property;
(2) Romo became a tenant at sufferance when Federal Home purchased the Property
under the deed of trust; (3) Federal Home provided proper notice to Romo to vacate
the Property; and (4) Romo refused to vacate the Property. See Girard v. AH4R I TX
DFW, LLC, No. 02-13-00112-CV, 2014 WL 670198, at *1 (Tex. App.—Fort Worth
Feb. 20, 2014, no pet.); see also Tex. Prop. Code § 24.002.
10
The Texas Legislature enacted a substantial revision of Chapter 24 effective
January 1, 2026. See Act of May 28, 2025, 89th Leg., R.S., ch. 960, 2025 Tex. Sess.
Law Serv. 2155, 2163. In turn, the Texas Supreme Court revised the eviction rules in
the Texas Rules of Civil Procedure effective January 1, 2026. See Tex. R. Civ. P. 510
cmt. Federal Home’s petition was filed before January 1, 2026. Therefore, all
citations in this opinion to statutes and rules are to those in effect at the time this case
was tried in the trial court.
7
3. Analysis
As mentioned, Federal Home introduced three exhibits: (1) the deed of trust
establishing Romo’s post-foreclosure status as a tenant at sufferance, (2) the substitute
trustee’s deed naming Federal Home as the grantee of the Property, and (3) a
business-records affidavit containing the notice to vacate and demand for possession.
The substitute trustee’s deed showed that Federal Home purchased the
Property at a nonjudicial foreclosure sale. The deed of trust showed that Romo
became a tenant at sufferance after the foreclosure. The notice to vacate showed that
Federal Home demanded possession and that Romo received written notice requiring
him to leave. The record also shows that Romo continued to occupy the Property at
the time of trial, and his appeal from the justice court’s judgment was itself a tacit
concession that he remained in possession of the Property after receiving Federal
Home’s notice to vacate.11
We conclude that Federal Home presented more than a scintilla of evidence
with respect to each element of its forcible-detainer claim. Cf. Tex. Prop. Code
11
See Brittingham v. Fed. Home Loan Mortg. Corp., No. 02-12-00416-CV, 2013 WL
4506787, at *3–4 (Tex. App.—Fort Worth Aug. 22, 2013, pet. dism’d w.o.j.) (holding
that there was sufficient refusal-to-vacate evidence based in part on appellant’s tacit
admission that he remained in possession by appealing judgment); Mekeel v. U.S. Bank
Nat’l. Ass’n, 355 S.W.3d 349, 359 (Tex. App.—El Paso 2011, pet. dism’d) (holding
that there was sufficient refusal-to-vacate evidence based in part on the appellant’s
continued pursuit of appeals); Rodriguez v. Citimortgage, Inc., No. 03-10-00093-CV, 2011
WL 182122, at *6 (Tex. App.—Austin Jan. 6, 2011, no pet.) (“Rodriguez has tacitly
conceded that she has remained in possession of the property by continuing to
prosecute appeals from and superseding lower court judgments awarding
Citimortgage possession.”).
8
§ 24.002(a)(2); see also Brittingham, 2013 WL 4506787, at *4 (holding that deed of trust,
substitute trustee’s deed, and business records containing notice to vacate provided
sufficient evidence of plaintiff’s superior right to possession); Couch v. Fed. Home Loan
Mortg. Corp., No. 02-10-00261-CV, 2011 WL 1103684, at *2 (Tex. App.—Fort Worth
Mar. 24, 2011, no pet.) (“Freddie Mac proved its right to possession by presenting the
substitute trustee’s deed, the deed of trust, and the notice to vacate sent to and
received by Couch.”); Fleming v. Fannie Mae, No. 02-09-00445-CV, 2010 WL 4812983,
at *5 (Tex. App.—Fort Worth Nov. 24, 2010, no pet.) (recognizing substitute trustee’s
deed as evidence that plaintiff purchased property and deed of trust as evidence of
defendant’s status as tenant at sufferance). Accordingly, we hold that the evidence is
legally sufficient to support the trial court’s judgment that Federal Home has a
superior right to possession. See Marathon Corp., 106 S.W.3d at 727–28; Brittingham,
2013 WL 4506787, at *4.
We overrule Romo’s first and fourth issues.
B. THE DISPUTED FORECLOSURE
In his second and third issues, Romo argues that the trial court erred by
awarding Federal Home possession of the Property because the foreclosure’s validity
was disputed, depriving the trial court of jurisdiction. We disagree.
1. Applicable Law
In a forcible-detainer suit, the only issue a trial court determines is the right to
actual and immediate possession of the property. See Coinmach Corp. v. Aspenwood
9
Apartment Corp., 417 S.W.3d 909, 919 (Tex. 2013) (citing Marshall v. Hous. Auth. of the
City of San Antonio, 198 S.W.3d 782, 785 (Tex. 2006)); see also Tex. R. Civ. P. 510.3(e)
(stating that in a forcible-detainer suit, “[t]he court must adjudicate the right to actual
possession and not title”). And the mere existence of a title dispute does not deprive
a county court of jurisdiction. See Mosely v. Am. Homes 4 Rent Props. Eight, LLC,
No. 02-15-00200-CV, 2015 WL 9942695, at *2 (Tex. App.—Fort Worth Dec. 10,
2015, pet. dism’d).
“The arena to challenge the propriety of a foreclosure” is not in a forcible-
detainer action but “in a separate suit for wrongful foreclosure or to set aside a
substitute trustee’s deed.” Martinez, 2019 WL 5996984, at *3; see Williams v. Bank of
N.Y. Mellon, 315 S.W.3d 925, 927 (Tex. App.—Dallas 2010, no pet.) (stating title and
foreclosure-process defects “may be pursued in suits for wrongful foreclosure or to
set aside the substitute trustee’s deed, but they are not relevant in [a]
forcible[-]detainer action”).
2. Analysis
The question of title to the Property was not intertwined with the issue of
possession. When, as here, “a foreclosure pursuant to a deed of trust establishes a
landlord and tenant-at-sufferance relationship between the parties, the trial court has
an independent basis to determine the issue of immediate possession without
resolving the issue of title to the property.” Reardean v. Fed. Home Loan Mortg. Corp.,
No. 03-12-00562-CV, 2013 WL 4487523, at *3 (Tex. App.—Austin Aug. 14, 2013, no
10
pet.). Alleged defects in the foreclosure process cannot be used either to negate a
landlord–tenant relationship provision in a deed of trust or to raise a question of title
depriving a county court of jurisdiction to resolve the issue of immediate possession.
Wilder v. Citicorp Tr. Bank, F.S.B., No. 03-13-00324-CV, 2014 WL 1207979, at *2 (Tex.
App.—Austin Mar. 18, 2014, pet. dism’d w.o.j.).
Accordingly, because the foreclosure under the deed of trust created a landlord
and tenant-at-sufferance relationship, the trial court had an “independent basis to
determine the issue of immediate possession,” and the defects in the foreclosure
process alleged by Romo—even if meritorious—did not deprive the trial court of
jurisdiction over Federal Home’s forcible-detainer suit. See Sissom v. Equity Tr. Co.
FBO 200186851 IRA, No. 03-20-00154-CV, 2021 WL 3148871, at *2 (Tex. App.—
Austin July 27, 2021, no pet.) (citing Schlichting v. Lehman Bros. Bank FSB, 346 S.W.3d
196, 199 (Tex. App.—Dallas 2011, pet. dism’d)).
We overrule Romo’s second and third issues.
IV. CONCLUSION
Having overruled Romo’s four issues, we affirm the trial court’s judgment.12
See Tex. R. App. P. 43.2(a).
/s/ Brian Walker
Brian Walker
Justice
Delivered: September 24, 2026
12
We deny all pending motions in this appeal.
11