Full Opinion

USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 1 of 37 FOR PUBLICATION In the United States Court of Appeals For the Eleventh Circuit ____________________ No. 24-11945 ____________________ UNITED STATES OF AMERICA, Plaintiff-Appellee, versus ALEXANDER ALLI, Defendant-Appellant. ____________________ Appeal from the United States District Court for the Middle District of Florida D.C. Docket No. 8:23-cr-00024-CEH-SPF-1 ____________________ Before WILLIAM PRYOR, Chief Judge, and ABUDU and TJOFLAT, Cir- cuit Judges. WILLIAM PRYOR, Chief Judge: This appeal requires us to decide questions about eviden- tiary rulings and jury instructions and whether sufficient evidence supports a conviction of conspiracy to commit wire fraud. In 2020, USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 2 of 37 2 Opinion of the Court 24-11945 Congress authorized the Small Business Administration to loan emergency funds to small businesses to mitigate losses from the COVID-19 pandemic. Almar Sales and Services, Inc., fraudulently obtained an $80,500 loan through the program. A jury convicted its principal owner, Alexander Alli, of conspiracy to commit wire fraud, 18 U.S.C. § 1349, and two counts of wire fraud, id. §§ 2, 1343. Alli argues that the district court erred by declining to apply the rule of completeness, FED. R. EVID. 106, to admit additional ex- cerpts of his interviews with an agent, that there is insufficient ev- idence to support his conspiracy conviction, and that the district court erred by instructing the jury on Pinkerton liability and delib- erate ignorance. We affirm. I. BACKGROUND During the COVID-19 pandemic, Congress authorized the Small Business Administration to provide low-interest loans to small businesses under the Economic Injury and Disaster Loan pro- gram. See Coronavirus Aid, Relief, and Economic Security Act (CARES Act), Pub L. No. 116-136, § 1110, 134 Stat. 281, 306 (2020). The purpose of the loans was to mitigate pandemic-related losses, and businesses with 500 or fewer employees that were in operation on January 31, 2020, were eligible. Id. § 1110(a)(2)(A), (c)(2). The amount a business could borrow depended on its working capital needs, calculated as its gross revenues minus its cost of goods sold from the previous 12 months. United States citizens and green card holders were eligible for loans, although the Administration pro- cessed applications from citizens faster. Congress also authorized the Administration to provide grants of up to $10,000 per business USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 3 of 37 24-11945 Opinion of the Court 3 while their loan applications were pending. Pub L. No. 116-136, § 1110(e)(3). A business could receive a grant after self-certifying under penalty of perjury that it was eligible for a loan. Id. § 1110(e)(1)–(2). To implement the loan and grant programs, the Administra- tion created an online application, which required the names and contact information for the business and its owners, its gross reve- nues and cost of goods sold for the past 12 months, its number of employees, and its date of establishment. Applicants were not re- quired to provide any records to substantiate the information they submitted, but they were required to certify that the information was true. In April 2020, Almar Sales and Services, Inc., submitted a loan application. The application stated that Almar was established in 2018, engaged in internet sales, and had two employees. It pro- vided a primary business address in Minnesota. It listed Alexander Alli as an 80 percent owner and Maria Sostre as a 20 percent owner, and it stated that both owners were United States citizens. And it stated that Almar had earned $250,000 in gross revenues and ac- crued $85,000 in cost of goods sold for the previous 12 months. The application did not contain the name of the submitter, although it provided Alli’s phone number as the contact number. The Administration approved Almar for a $2,000 grant and later for an $80,500 loan. On July 23, 2020, Alli electronically signed a closing agreement, promissory note, and security agreement for the loan. He agreed to use loaned funds “solely as working capital USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 4 of 37 4 Opinion of the Court 24-11945 to alleviate economic injury caused by” the pandemic. And four days later, the Administration disbursed the $80,500 loan, less a $100 processing fee, to Alli’s personal bank account. Shortly there- after, Alli wrote two checks for $20,000 each to a Benjamin Marke, both with a memo line of “Truck.” Alli made only one payment on the loan for accrued interest, and the Administration later “charged off” the loan as uncollectable. Many of the representations on Almar’s loan application were false. Although the application listed a Minnesota address as its primary business location, Almar was registered in Florida and did not do business in Minnesota. Almar appeared to be inactive because its business bank account had been closed in 2019 with a negative balance and no one had accessed the business’s email ac- count after January 26, 2020. Although Almar claimed $250,000 in gross revenues on the application, it had not filed a business tax re- turn for 2018, 2019, or 2020, and Alli’s and Sostre’s personal tax re- turns for 2019 claimed losses from the business. And Alli was not a United States citizen. In 2022, Homeland Security Investigations Special Agent James Pierre interviewed Alli twice about the loan. Alli told Special Agent Pierre that Sostre was his girlfriend and accountant. Accord- ing to Alli, he told Sostre that he wanted to start a trucking busi- ness, and she suggested he fund it through a COVID-19-relief loan. Alli said he agreed and directed Sostre to apply for a loan. He told Special Agent Pierre that he used the loan proceeds to purchase two semi-trucks from a dealership in Daytona, Florida called 206 USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 5 of 37 24-11945 Opinion of the Court 5 Trucking. He explained that he had leased the trucks to a company called Brave Freight, but that he was losing money on the venture and contemplating selling the trucks to repay the loan. Alli also admitted that the loan application contained false representations. He told Special Agent Pierre that Almar was in the business of selling cars, even though the loan application stated that it conducted internet sales. And he stated that Almar’s gross revenues for the 12 months before the loan were around $70,000, well below the $250,000 claimed on the application. Alli denied knowledge of these misrepresentations. Accord- ing to Alli, he told Sostre he wanted to borrow about $80,000, and she completed the application and decided what information to provide. Alli also denied reviewing the loan documents before sign- ing them. A grand jury returned a superseding indictment charging Alli with one count of conspiracy to commit wire fraud, see 18 U.S.C. § 1349, and two counts of wire fraud, see id. §§ 2, 1343. The indictment alleged a conspiracy to submit a “false and fraudulent application and loan agreement,” and substantive wire fraud based on the same conduct. Before trial, the prosecution moved to exclude portions of Alli’s interviews with Special Agent Pierre. It explained that it planned to introduce excerpts of the interviews through Special Agent Pierre’s trial testimony, but that it was “concerned” that Alli would attempt to introduce “self-serving hearsay and exculpatory statements” from the interviews during his cross-examination of USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 6 of 37 6 Opinion of the Court 24-11945 Special Agent Pierre. It argued that under United States v. Willis, 759 F.2d 1486, 1501 (11th Cir. 1985), and United States v. Cunningham, 194 F.3d 1186, 1199 (11th Cir. 1999), a defendant cannot introduce exculpatory hearsay through cross-examination of another witness but must instead subject himself to cross examination. Alli re- sponded that “the contents of the entire interview[s]” were admis- sible under the rule of completeness. See FED. R. EVID. 106. At a hearing on the motion, Alli maintained that the prose- cution was attempting to “cherrypick out sections [of the inter- views] which [were] favorable to the Government’s case and ex- clude everything else,” and that under Rule 106, “the totality of that interview should be allowed to be played because it puts in context all of the things that [Alli] is saying and his explanation to many of the questions that are given to him.” The district court responded that, as a general rule, the prosecution may “offer the Defendant’s statements under the rules of evidence,” see FED. R. EVID. 801(d)(2), but the “Defendant cannot, however, offer his out-of-court state- ments to prove the truth of the matter asserted unless some excep- tion to the hearsay rule applies.” The district court explained that although it “underst[ood] the rule of completeness under Rule 106, [it was] not sure that it govern[ed] the circumstances here.” But be- cause the prosecution’s motion did not specify which statements it sought to exclude, the district court postponed ruling on the mo- tion. It ordered the parties to file annotated copies of the interview transcripts with the lines each side sought to introduce highlighted. USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 7 of 37 24-11945 Opinion of the Court 7 A week later, the parties filed the annotated transcripts. Alli narrowed his request, no longer seeking admission of the entire interview but instead only certain highlighted portions. After re- viewing the transcripts, the district court concluded that Alli’s re- quested inclusions were inadmissible hearsay. But the district court identified some statements the prosecution sought to introduce that “required some clarification or explanation.” So it ordered the prosecution to introduce additional lines of testimony from imme- diately before or after those statements. At trial, Special Agent Pierre was the prosecution’s lead wit- ness. His testimony centered around his interviews with Alli, and the prosecution played excerpts containing Alli’s inculpatory state- ments. In one excerpt, Alli stated that he had purchased trucks from 206 Trucking in Florida. But Special Agent Pierre testified that he could not find any trucks registered to Alli or Almar in Flor- ida. He also testified that “there were no trucks purchased by . . . Marke in 2020.” And he testified that Sostre and Marke were cur- rently under investigation for money laundering. Near the end of trial, the prosecution moved to instruct the jury on Pinkerton liability. See Pinkerton v. United States, 328 U.S. 640, 646–47 (1946) (holding that members of a conspiracy are liable for certain substantive offenses committed by co-conspirators). Over Alli’s objection, the district court gave the pattern instruction: During a conspiracy, if a conspirator commits a crime to advance the conspiracy toward its goals, then in some cases a coconspirator may be guilty of the USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 8 of 37 8 Opinion of the Court 24-11945 crime even though the coconspirator did not partici- pate directly in the crime. So regarding Counts Two and Three, and Defendant Alexander Alli, if you have first found him guilty of the crime of conspiracy as charged in Count One, you may also find him guilty of the crime charged in Counts Two and Three even though the Defendant did not personally participate in the crime. To do so, you must find beyond a reasonable doubt: (1) during the conspiracy a conspirator commit- ted the additional crime charged to further the conspiracy’s purpose; (2) the Defendant was a knowing and willful member of the conspiracy when the crime was committed; and (3) it was reasonably foreseeable that a cocon- spirator would commit the crime as a conse- quence of the conspiracy. When the prosecution requested a deliberate-ignorance in- struction, Alli objected on the ground that there was insufficient evidence that he deliberately avoided learning about the fraud. The district court overruled the objection and instructed the jury using a modified version of our pattern instruction: If a Defendant’s knowledge of a fact is an essential part of a crime, it’s enough that the Defendant was USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 9 of 37 24-11945 Opinion of the Court 9 aware of a high probability that the fact existed—un- less the Defendant actually believed the fact didn’t ex- ist. “Deliberate avoidance of positive knowledge”— which is the equivalent of knowledge—occurs, for ex- ample, if a defendant is involved in the submission of false and fraudulent documents but deliberately avoids learning whether the documents were false and fraudulent so he or she can deny knowledge of the false and fraudulent documents. So you may find that a Defendant knew about the fraud scheme if you determine beyond a reasonable doubt that the Defendant (1) actually knew about the fraud, or (2) had every reason to know but deliber- ately closed his eyes. But I must emphasize that negligence, carelessness, or foolishness isn’t enough to prove that the Defendant knew about the crime. The district court also instructed the jury on the good-faith defense: “Good faith” is a complete defense to a charge that requires intent to defraud. A defendant isn’t required to prove good faith. The Government must prove in- tent to defraud beyond a reasonable doubt. An honestly held opinion or an honestly formed be- lief cannot be fraudulent intent—even if the opinion or belief is mistaken. Similarly, evidence of a mistake USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 10 of 37 10 Opinion of the Court 24-11945 in judgment, an error in management, or carelessness can’t establish fraudulent intent. But an honest belief that a business venture would ul- timately succeed doesn’t constitute good faith if the Defendant intended to deceive others by making rep- resentations the Defendant knew to be false or fraud- ulent. Alli moved for a judgment of acquittal. See FED. R. CRIM. P. 29. The district court denied the motion, and the jury convicted Alli on all counts. The district court sentenced him to 13 months’ imprisonment and ordered him to pay $82,500 in restitution. II. STANDARDS OF REVIEW We review preserved evidentiary challenges for abuse of dis- cretion and unpreserved challenges for plain error. United States v. Carthen, 906 F.3d 1315, 1320 (11th Cir. 2018). “We review the suffi- ciency of evidence to support a conviction de novo, viewing the ev- idence in the light most favorable to the government and drawing all reasonable inferences and credibility choices in favor of the jury’s verdict.” United States v. Taylor, 480 F.3d 1025, 1026 (11th Cir. 2007). We review a “decision on whether to give a jury instruction” for abuse of discretion. United States v. Jeri, 869 F.3d 1247, 1268 (11th Cir. 2017). III. DISCUSSION We divide this discussion into three parts. First, we explain that the district court did not err by declining to apply the rule of completeness to admit additional excerpts from Alli’s interviews. USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 11 of 37 24-11945 Opinion of the Court 11 Second, we explain that sufficient evidence supported Alli’s con- spiracy conviction. Finally, we explain that the district court did not err by instructing the jury on Pinkerton liability and deliberate ig- norance. A. The District Court Did Not Err by Declining to Admit Additional Interview Excerpts Under Rule 106. Under Rule 106, “[i]f a party introduces all or part of a state- ment, an adverse party may require the introduction, at that time, of any other part—or any other statement—that in fairness ought to be considered at the same time.” FED. R. EVID. 106. The rule al- lows parties to “correct an incomplete and misleading impression” by compelling the introduction of additional material that is “nec- essary to qualify, explain, or place into context the portion already introduced.” United States v. Herman, 997 F.3d 251, 264 (5th Cir. 2021) (citation and internal quotation marks omitted). To use a fa- mous illustration, if one accused the Psalmist of blasphemy for writing, “There is no God,” the rule of completeness would com- pel introducing the preceding clause of the verse: “The fool says in his heart, ‘There is no God.’” Psalm 14:1 (New American Bible, Re- vised Edition); 7 JOHN HENRY WIGMORE, EVIDENCE IN TRIALS AT COMMON LAW § 2094, at 601 ( James H. Chadbourn rev. 1978) (cit- ing Algernon Sidney’s Trial, 9 How. St. Tr. 818, 829, 868 (K.B. 1683)) (discussing the common law precursor to Rule 106). But Rule 106 “does not automatically make [an] entire document admissible once one portion has been introduced,” United States v. Macrina, 109 F.4th 1341, 1348 (11th Cir. 2024) (citation and internal quotation marks omitted), and it is not a vehicle for a party “to affirmatively USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 12 of 37 12 Opinion of the Court 24-11945 advance [his] own, alternative theory of the case,” Herman, 997 F.3d at 264. Alli argues that he was entitled to introduce excerpts from his interviews with Special Agent Pierre under Rule 106. But be- cause Alli’s requested excerpts are either duplicative of or unrelated to the statements the prosecution introduced, they were not “nec- essary to qualify, explain, or place into context the portion already introduced.” Macrina, 109 F.4th at 1348 (citation and internal quo- tation marks omitted). We begin with the duplicative statements. Alli sought to in- troduce excerpts in which he claimed that Sostre completed the loan application, that he signed the loan documents without read- ing them, and that he did not tell Sostre how much to put down for Almar’s revenue. He also sought to introduce excerpts in which he alleged Sostre made the decision to list his personal bank account on the application and that he used the loan proceeds to purchase two trucks. But these statements are not “necessary” to correct any misimpression because “the testimony introduced” by the prosecu- tion “already discussed” Alli’s same contentions. See United States v. Langford, 647 F.3d 1309, 1331 (11th Cir. 2011). The prosecution in- troduced excerpts in which Alli claimed that he “wasn’t . . . the one that filled” out the application, that he “trusted [Sostre] and just signed” the loan documents, that he “didn’t tell her to put . . . down” the $250,000 gross revenue figure on the application, and that he gave Sostre his “personal bank account” after she told him he could receive the loan proceeds in “any of [his] bank accounts.” USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 13 of 37 24-11945 Opinion of the Court 13 In another excerpt introduced by the prosecution, Alli stated that he “bought [two] trucks” after he “got” the loan. Other statements Alli sought to introduce were unrelated to those introduced by the prosecution. He requested the district court introduce his statements that he leased the trucks to Brave Freight, lost money on the venture, and was contemplating selling the trucks to repay the loan. But the prosecution did not introduce any statements about what happened to the trucks after Alli pur- chased them. Alli argues these excerpts are necessary to “provide the full context of [his] purchase of the trucks.” But Rule 106 serves to “correct an incomplete and misleading impression,” not “to af- firmatively advance [a party’s] own, alternative theory of the case.” Herman, 997 F.3d at 264. Finally, Alli faults the district court for not introducing an excerpt in which he stated that although he purchased the trucks in Florida, he registered them in Tennessee. Yet, Alli did not high- light that excerpt in his filing, and we require that “a party must identify for the district court the specific additional parts of a writ- ing or recording” he seeks to introduce under Rule 106. Macrina, 109 F.4th at 1349. The district court did not err—much less plainly err—be- cause the excerpt falls outside the scope of Rule 106. True, Special Agent Pierre testified that he did not find any trucks registered in Alli’s name in Florida. And this testimony came after playing a por- tion of Alli’s interview. But Pierre was testifying about his “investi- gation” apart from his interviews of Alli. Rule 106 did not apply USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 14 of 37 14 Opinion of the Court 24-11945 because “there was nothing to complete.” United States v. Simmons, 122 F.4th 1256, 1264 (11th Cir. 2024). Even if Alli’s requested excerpts should have been admitted, “an[y] error had no substantial influence on the outcome.” United States v. Drury, 396 F.3d 1303, 1315 (11th Cir. 2005) (citation and in- ternal quotation marks omitted). Alli’s statements about his truck- ing business, if admitted, would provide only additional evidence of Alli’s guilt because Alli was permitted to use the loan funds “solely as working capital to alleviate economic injury caused by” the pandemic, not to start a new business. And the jury heard the gist of Alli’s other exculpatory statements through the duplicative excerpts the prosecution introduced. Alli also argues that the “district court abused its discretion per se” by applying an old version of Rule 106. In 2023, an amend- ment to Rule 106 clarified that a party may introduce evidence un- der that rule “over a hearsay objection.” FED. R. EVID. 106 (Dec. 1, 2023). But according to Alli, the district court contravened the amendment by excluding Alli’s requested excerpts “solely on the basis of the hearsay rule.” The district court did not abuse its discretion. True, the dis- trict court determined that “[m]ost of [Alli’s requested excerpts were] going to be excluded . . . [as] hearsay.” But it also considered whether those statements should be admitted under Rule 106. In- deed, it ruled that several statements offered by the prosecution “needed to be edited” to provide additional context and ordered the prosecution to introduce additional testimony from before or after USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 15 of 37 24-11945 Opinion of the Court 15 those excerpts. The district court considered and rejected admit- ting the other excerpts under Rule 106, despite their hearsay char- acter. We also reject Alli’s argument that the 2023 amendment ab- rogated our decisions in Willis and Cunningham and that the district court erred by applying those “outdated” precedents. Both deci- sions are consistent with revised Rule 106. In Willis, we held that, absent a hearsay exception, a defendant cannot elicit his own “ex- culpatory statements [made] at the time of his arrest” during the cross-examination of the arresting officer. 759 F.2d at 1501. We re- affirmed that rule in Cunningham. 194 F.3d at 1199. The 2023 amendment clarified only that the hearsay rule does not bar the admission of a statement that satisfies Rule 106. Because the district court ruled that Rule 106 was not satisfied, it did not err by exclud- ing Alli’s hearsay under Cunningham and Willis. We respectfully disagree with our concurring colleague that Alli could have introduced the exculpatory statements under Fed- eral Rule of Evidence 803(3). That rule allows for the admission of an otherwise-hearsay “statement of the declarant’s then-existing state of mind (such as motive, intent, or plan).” FED. R. EVID. 803(3). But it does not apply to “a statement of memory or belief to prove the fact remembered or believed.” Id. In other words, Rule 803(3) allows “statements of a ‘then-existing’ state of mind, not an earlier one.” CHARLES ALLEN WRIGHT & JEFFERY BELLIN, 30B FED. PRAC. & PROC. EVID. § 6834 (2026 ed.). So Alli could not rely on statements he made to law enforcement “after USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 16 of 37 16 Opinion of the Court 24-11945 the fact” to prove his state of mind when he submitted the loan application. United States v. De La Cruz Suarez, 601 F.3d 1202, 1216 (11th Cir. 2010). B. Sufficient Evidence Supports Alli’s Conspiracy Conviction. To convict a defendant for conspiracy to commit wire fraud, 18 U.S.C. § 1349, the government must prove “(1) a conspiracy to commit wire fraud; (2) knowledge of the conspiracy; and (3) that [the defendant] knowingly and voluntarily joined the conspiracy.” United States v. Feldman, 931 F.3d 1245, 1257 (11th Cir. 2019) (altera- tion adopted) (citation and internal quotation marks omitted). A person is guilty of wire fraud, 18 U.S.C. § 1343, if he “(1) intention- ally participated in a scheme or artifice to defraud another of money or property, and (2) used or caused the use of [interstate] wires for the purpose of executing the scheme or artifice.” United States v. Rodriguez, 732 F.3d 1299, 1303 (11th Cir. 2013). “In review- ing the sufficiency of the evidence underlying a conviction, we con- sider the evidence in the light most favorable to the government, with all inferences and credibility choices drawn in the govern- ment’s favor, and our review inquires only whether a reasonable trier of fact could find that the evidence established guilt beyond a reasonable doubt.” Feldman, 931 F.3d at 1257 (alteration adopted) (citation and internal quotation marks omitted). Alli argues “the evidence is insufficient to prove that [he] knowingly and voluntarily agreed to participate in a conspiracy to commit wire fraud.” He does not dispute that the loan application was materially false. He instead maintains that he “relied on USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 17 of 37 24-11945 Opinion of the Court 17 [Sostre’s] expertise in applying for the loan” and did not know he was ineligible for it. He asserts that he did not agree to commit wire fraud, but “[a]t most” agreed for Sostre to “help [him] apply for the . . . loan in her capacity as his tax advisor/accountant.” A reasonable jury could find that the evidence established Alli knowingly participated in a conspiracy to commit wire fraud. Alli acknowledged that he signed the loan documents, which re- stricted the use of the loan proceeds “solely as working capital to alleviate economic injury caused by” the pandemic. The jury could reasonably infer that Alli, by signing the agreement, was aware of its content or at least deliberately ignorant of it. See United States v. Arias, 984 F.2d 1139, 1143 (11th Cir. 1993) (“This Court has consist- ently recognized deliberate ignorance of criminal activity as the equivalent of knowledge.” (citation and internal quotation marks omitted)). It also could infer that Alli knew about the fraudulent object of the conspiracy because he profited from it by obtaining a loan he never paid back. Alli responds that he did not profit from the loan because he used the funds for his trucking business. But the fact that Alli may have reinvested the money into his other busi- ness does not mean he did not profit from the scheme. And Alli’s discussions with Sostre about applying for the loan provide evi- dence of an agreement, and the fact that Alli and Sostre “were da- ting” undercuts Alli’s contention that he was misled by an arms- length “tax advisor/accountant.” Although Alli told Special Agent Pierre that he was ignorant of the misrepresentations on the loan application, he did not read USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 18 of 37 18 Opinion of the Court 24-11945 the loan documents, and he was unaware of the restrictions on the use of the loaned funds, “‘a statement by a defendant, if disbelieved by the jury, may be considered as substantive evidence of the defend- ant’s guilt,’ particularly when the ‘elements to be proved for a con- viction include highly subjective elements like the defendant’s in- tent or knowledge.’” United States v. Shabazz, 887 F.3d 1204, 1220 (11th Cir. 2018) (alteration adopted) (quoting United States v. Brown, 53 F.3d 312, 314, 315 (11th Cir. 1995)). This rule “applies . . . to false exculpatory statements made pre-trial.” United States v. Hughes, 840 F.3d 1368, 1385 (11th Cir. 2016). A reasonable jury could find that Alli was not telling the truth and “infer that the opposite of what he was said was true.” Shabazz, 887 F.3d at 1220 (alteration adopted) (citation and internal quotation marks omitted). Alli also faults the prosecution for not introducing direct ev- idence “such as text messages or emails” from which “the jury could infer the existence of a conspiracy.” But Alli acknowledges that a jury may infer the existence of an agreement from indirect or circumstantial evidence. United States v. Silvestri, 409 F.3d 1311, 1328 (11th Cir. 2005). “[V]iewing the evidence in the light most fa- vorable to the prosecution,” we conclude that a “rational trier of fact could have found . . . beyond a reasonable doubt” the existence of a conspiracy. Jackson v. Virginia, 443 U.S. 307, 319 (1979). C. The District Court Did Not Err by Instructing the Jury on Pinkerton Liability and Deliberate Ignorance. Alli challenges the Pinkerton and deliberate-ignorance jury instructions. He does not contest the accuracy of either instruction USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 19 of 37 24-11945 Opinion of the Court 19 but instead argues that there was insufficient evidence to support giving them. We disagree. 1. Sufficient Evidence Supported the Pinkerton Instruction. Under the Pinkerton doctrine, “each party to a continuing conspiracy may be vicariously liable for” the reasonably foreseeable “substantive criminal offenses committed by a co-conspirator dur- ing the course and in the furtherance of the conspiracy, notwith- standing the party’s non-participation in the offenses or lack of knowledge thereof.” Shabazz, 887 F.3d at 1219 (alteration adopted) (citation and internal quotation marks omitted); Pinkerton, 328 U.S. at 646–47. Alli contends that the district court erred as to the wire fraud counts by instructing the jury on Pinkerton liability. Alli makes two arguments on appeal. First, Alli argues that “the Pinkerton instruction was not supported by a sufficient factual basis because . . . the evidence was insufficient to prove the exist- ence of a conspiracy.” We reject that argument because, as ex- plained above, there was sufficient evidence to support Alli’s con- spiracy conviction. Second, Alli argues that the “Pinkerton instruc- tion . . . encouraged the jury to infer the existence of the conspir- acy from the substantive wire fraud offenses—the inverse of the purpose of Pinkerton—thereby opening the door for the jury to consider the evidence in an improper light.” But Shabazz “re- ject[ed]” an identical argument that a Pinkerton instruction “prompted the jury to extrapolate backwards and find [the defend- ant] guilty of the conspiracy charge.” 887 F.3d at 1220 (internal quo- tation marks omitted). Moreover, the jury instruction required the USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 20 of 37 20 Opinion of the Court 24-11945 jury to “first f[i]nd [Alli] guilty of the crime of conspiracy as charged in Count One” before considering his liability under Pink- erton for the substantive counts. That instruction negated any risk that the jury would improperly infer the existence of a conspiracy from the substantive offenses, and “[w]e presume that juries follow the instructions given to them.” United States v. Lopez, 649 F.3d 1222, 1237 (11th Cir. 2011). 2. Sufficient Evidence Supported the Deliberate-Ignorance Instruction. A deliberate-ignorance instruction is appropriate if there is sufficient evidence to support an “inference that the defendant was aware of a high probability of the existence of the fact in question and purposely contrived to avoid learning all of the facts.” United States v. Rivera, 944 F.2d 1563, 1571 (11th Cir. 1991) (citation omit- ted). A “district court should not instruct the jury on ‘deliberate ignorance’ when the relevant evidence points only to actual knowledge, rather than deliberate avoidance.” Id. But “if there is ev- idence in the record to support both actual knowledge and deliber- ate ignorance, then both instructions may be given.” Jeri, 869 F.3d at 1268. There was sufficient evidence that Alli “was aware of facts that should have put [him] on notice of the fraudulent activity, but [that he] deliberately insulated [himself ] from positive knowledge.” United States v. Arias, 431 F.3d 1327, 1335 (11th Cir. 2005). A reason- able jury could infer that Alli would want to know more about the conditions of an $80,500 loan before accepting it. Indeed, Alli told USCA11 Case: 24-11945 Document: 53-1 Date Filed: 08/05/2026 Page: 21 of 37 24-11945 Opinion of the Court 21 Special Agent Pierre that he was cautious about taking on debt, which supports an inference that he would have investigated the loan conditions but for his deliberate ignorance. And the jury could reasonably infer that Alli’s alleged ignorance of the fraud and reli- ance on Sostre