Wells Fargo Bank, N. A. v. Elaine Avers
CourtDistrict Court of Appeal of Florida
Date FiledJune 9, 2023
Docket2D2022-0478
StatusPublished
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Full Opinion
DISTRICT COURT OF APPEAL OF FLORIDA
SECOND DISTRICT
WELLS FARGO BANK, N.A.,
Appellant,
v.
ELAINE AVERS; JOHN AVERS; ROBYN BOWMAN;
LORI J. BURKE; BONNIE J. HAMMOND; PORTFOLIO
RECOVERY ASSOCIATES LLC; and Unknown Heirs of
JOHN WILLIAM AVERS, deceased,
Appellees.
No. 2D22-478
June 9, 2023
Appeal from the Circuit Court for Pinellas County; George M. Jirotka,
Judge.
Ileen J. Cantor of LOGS Legal Group, LLP, Boca Raton, for Appellant.
George A.D. Thurlow, Joseph F. Milligan, and George K. Rahdert of
Rahdert & Mortimer, PLLC, St. Petersburg, for Appellee, Lori J. Burke.
No appearance for remaining Appellees.
LABRIT, Judge.
Wells Fargo Bank, N.A., appeals an order denying as untimely its
motion claiming entitlement to surplus funds from a foreclosure sale.
The trial court found Wells Fargo's motion premature and deemed it a
nullity. Wells Fargo argues that this was error, and we agree.
Sections 45.031 and 45.032, Florida Statutes (2018),1 set forth the
procedures for judicial foreclosure sales. Pertinent to this appeal, they
required a party claiming entitlement to surplus funds to file a claim no
later than "60 days after the sale." ยง 45.031(1)(a), (2)(f), (7)(b). In Bank of
New York Mellon v. Glenville, 252 So. 3d 1120, 1129 (Fla. 2018), our
supreme court determined that "60 days after the sale" means sixty days
after the clerk's issuance of the certificate of disbursements. Under
section 45.031(7), the clerk must issue this certificate after the
foreclosure sale is held and the clerk disburses the sale proceeds in
accordance with the foreclosure judgment.
The foreclosure sale in this case occurred on November 19, 2019,
and the property sold for nearly double the amount of the foreclosure
judgment. Recognizing the surplus, Wells Fargo filed a motion for
surplus funds on November 27, 2019. One week later, the clerk issued
the certificate of disbursements on December 4, 2019. Solely based on
the timing of these events, the trial court denied Wells Fargo's motion. It
reasoned that the sixty-day period for surplus claims "begins to run from
the date the [clerk] issues the certificate of disbursements." And because
1 Although the version of the statutes effective July 1, 2019, applies
to this dispute, see ch. 2018โ71, Laws of Fla., the record establishes that
neither the parties nor the trial court analyzed it and instead relied on
the 2018 version. While the parties and the trial court should have
considered the timeliness of Wells Fargo's motion under the statutes as
amended in 2019, see Smiley v. State, 966 So. 2d 330, 334 (Fla. 2007)
(explaining that procedural changes in the law should, "whenever
possible, . . . be applied to pending cases in order to fully effectuate the
legislation's intended purpose"); N.W. v. Dep't of Child. & Fams., 184 So.
3d 1179, 1182 (Fla. 2d DCA 2015) (observing that procedural or remedial
changes "may be immediately applied to pending cases"), the outcome is
the same under either version.
2
Wells Fargo filed its motion before that sixty-day period began, the trial
court found that the motion was premature and "a nullity."
This was error. Assuming without deciding that Wells Fargo's
motion was a nullity, the record demonstrates that Wells Fargo
supplemented its motion with an affidavit filed January 22, 2020โless
than sixty days after the clerk issued the certificate of disbursements.
Through this affidavit, Wells Fargo claimed entitlement to the surplus.
Its filing of this affidavit no later than "60 days after the sale" renders its
claim timely under the 2018 version of sections 45.031 and 45.032.2
Accordingly, we reverse the trial court's order denying Wells Fargo's
motion as untimely and we remand for further proceedings consistent
with this opinion.
Reversed and remanded.
MORRIS, C.J., and LaROSE, J., Concur.
Opinion subject to revision prior to official publication.
2 The statutory amendments that became effective in 2019
substantially changed the timeframe for filing surplus claims. See ch.
2018โ71, Laws of Fla. The statutes now require the filing of a claim no
later than the date that the clerk reports the funds as unclaimed to the
Florida Department of Financial Services, and the clerk doesn't issue this
report until one year after the sale at the earliest. See ยงยง 45.031(1)(a),
(2), (7)(b), 45.032(3)(c) (2019). Wells Fargo filed its motion and affidavit
well within this timeframe, so its claim was also timely under the 2019
version of the statutes that should have been applied below.
3