Bank of America, N.A. v. Clinton Cherrian Jose
CourtCourt of Appeals of Iowa
Date FiledNovember 4, 2026
Docket25-1898
StatusPublished
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Full Opinion
IN THE COURT OF APPEALS OF IOWA
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No. 25-1898
Filed November 4, 2026
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Bank of America, N.A.,
Plaintiff–Appellee,
v.
Clinton Cherrian Jose,
Defendant–Appellant.
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Appeal from the Iowa District Court for Polk County,
The Honorable Lawrence P. McLellan, Judge.
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AFFIRMED
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Clinton C. Jose, West Des Moines, self-represented appellant.
Adolfo Brandon Sanchez of Gurstel Law Firm, P.C., Golden Valley,
Minnesota, attorney for appellee.
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Considered without oral argument
by Tabor, C.J., and Greer and Ahlers, JJ.
Opinion by Ahlers, J.
1
AHLERS, Judge.
Clinton Jose appeals from an adverse summary judgment ruling.
However, his appellate brief is deficient in several material ways. First, it does
not contain a statement of facts as required by Iowa Rule of Appellate
Procedure 6.903(2)(a)(6). Second, there is no error-preservation statement
in the argument section. Iowa R. App. P. 6.903(2)(a)(8)(1). Third, and most
critically, there are no citations to authority or relevant parts of the record in
the argument section. Iowa R. App. P. 6.903(2)(a)(8)(3). “Failure to cite
authority in support of an issue may be deemed waiver of that issue.” Id.
We recognize that Jose is self-represented and may not be familiar with
our appellate rules. But “[w]e do not utilize a deferential standard when
persons choose to represent themselves.” Metro. Jacobson Dev. Venture v. Bd.
of Rev. of Des Moines, 476 N.W.2d 726, 729 (Iowa Ct. App. 1991). “The law
does not judge by two standards, one for lawyers and the other for lay
persons. Rather, all are expected to act with equal competence. If lay persons
choose to proceed pro se, they do so at their own risk.” Id.
We are prohibited from “assum[ing] a partisan role and undertak[ing]
a party’s research and advocacy when a party’s failure to follow the rules
would require us to do so to reach the merits of the case.” State v. Lange, 831
N.W.2d 844, 847 (Iowa Ct. App. 2013). Given the lack of supporting
authority contained in Jose’s appellate brief, we would have to undertake the
partisan role of seeking out any supporting authority to meaningfully address
and develop his appellate arguments. We decline to do so. See Inghram v.
Dairyland Mut. Ins. Co., 215 N.W.2d 239, 240 (Iowa 1974). As a result, we
summarily affirm. See In re Maryann Bennett Tr., No. 23-0895, 2024 WL
3688871, at *1 (Iowa Ct. App. Aug. 7, 2024).
AFFIRMED.
2