Carrington Mortgage Services, LLC v. Michael Tessenear, Cary L. Tessenear, and Steven K. Jonas, as Trustee of the 4785 Oakfield Circle Trust, Dated, February 28, 2006
CourtDistrict Court of Appeal of Florida
Date FiledAugust 14, 2026
Docket5D2025-1687
StatusPublished
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Full Opinion
FIFTH DISTRICT COURT OF APPEAL
STATE OF FLORIDA
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Case No. 5D2025-1687
LT Case No. 2014-CA-000123
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CARRINGTON MORTGAGE
SERVICES, LLC,
Appellant,
v.
MICHAEL TESSENEAR, CARY L.
TESSENEAR, and STEVEN K.
JONAS, as Trustee of the 4785
Oakfield Circle Trust, Dated,
February 28, 2006,
Appellees.
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On appeal from the Circuit Court for Hernando County.
Pamela S. Vergara, Judge.
Eric M. Levine, of Atlas │ Solomon LLP, Stuart, for Appellant.
Steven K. Jonas, of Law Offices of Steven K. Jonas, P.A., New
Port Richey, for Appellee, Steven K. Jonas, as Trustee of the 4785
Oakfield Circle Trust, Dated, February 28, 2006.
No Appearance for Remaining Appellees.
August 14, 2026
PER CURIAM.
Carrington Mortgage Services, LLC, appeals the trial court’s
order granting its motion for summary final judgment because, in
granting summary judgment, the trial court dismissed as time-
barred Carrington’s reformation of mortgage claim, concluding the
claim was filed beyond the five-year statute of limitations provided
by section 95.11(2)(b), Florida Statutes. We reverse and remand
for further proceedings.
Carrington, a successor mortgagee, filed its two-count
amended complaint seeking foreclosure on the subject Hernando
County property and reformation of the description of the property
to include a metes and bounds legal description. Appellee Steven
Jonas, as trustee, defended against the suit. Pertinent here, he
argued Carrington’s reformation claim was barred by section
95.11(2)(b)’s five-year statute of limitations. Ultimately, the trial
court agreed and dismissed the reformation claim. In this, we
conclude the trial court erred.
Unlike an action seeking to enforce the terms of a written
instrument, a reformation claim is a long-established equitable
action that seeks “to reform a written instrument where, due to a
mutual mistake, the instrument as drawn does not accurately
express the true intention or agreement of the parties to the
instrument.” Providence Square Ass’n, Inc. v. Biancardi, 507 So.
2d 1366, 1369 (Fla. 1987). A court sitting in equity may, when
appropriate, reform a legal instrument “to make it express the real
agreement and intention of the parties, and as so reformed to
enforce the policy in order to do complete justice in the
controversy.” Rosenthal v. First Nat’l Fire Ins. Co. of the U.S., 77
So. 92, 94 (Fla. 1917). “This principle is applicable to instruments
of conveyance of real property as well as to contracts and can be
applied to correct an erroneous land description in order to protect
a person’s rights in real property.” Biancardi, 507 So. 2d at 1369.
“The right to the reformation of an instrument is not absolute, but
depends on an equitable showing.” Rosenthal, 77 So. at 94.
Given the unique nature of the equitable action to reform the
written instrument before us, Carrington’s reformation claim is
not subject to the five-year statute of limitations provided by
section 95.11(2)(b). See Corinthian Invs., Inc. v. Reeder, 555 So. 2d
871, 875 (Fla. 2d DCA 1989) (concluding that “the equitable
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doctrine of laches, without statutory modification,” governed in the
action to reform an agreement for deed). Accordingly, the final
judgment is reversed and the case remanded to the trial court for
further proceedings consistent with this opinion.
REVERSED and REMANDED for further proceedings consistent
with this opinion.
JAY, C.J., and SOUD and BOATWRIGHT, JJ., concur.
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Not final until disposition of any timely and
authorized motion under Fla. R. App. P. 9.330 or
9.331.
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