Opinion Excerpt

Murphy v PHG Funding LLC 2026 NY Slip Op 05482 September 29, 2026 Appellate Division, First Department Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. This decision is uncorrected and subject to revision before publication in the Official Reports. Kevin Murphy, Plaintiff-Respondent, v PHG Funding LLC, et al., Defendants-Appellants, Steven Nigro, Defendant. Decided and Entered: September 29, 2026 Index No. 656158/21|Appeal No. 7084|Case No. 2025-07172| Before: