Opinion Excerpt

PHH Mtge. Corp. v Ruth 2026 NY Slip Op 04524 July 22, 2026 Appellate Division, Second Department Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. This decision is uncorrected and subject to revision before publication in the Official Reports. PHH Mortgage Corporation, respondent, v Therman Ruth, et al., defendants; BH Urban Group, LLC, nonparty-appellant. Supreme Court of the State of New York, Appellate Division, Second Judicial Department Decided on July 22