Full Opinion

FIFTH DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________ Case No. 5D2024-2093 LT Case No. 2021-CA-000848 _____________________________ UNIVERSAL PROPERTY AND CASUALTY INSURANCE COMPANY, Appellant, v. MARK LATOCKI, Appellee. _____________________________ On appeal from the Circuit Court for Citrus County. Caroline Anne Falvey, Judge. Dinah Stein and Lindsey Ann Hicks, of Hicks, Porter & Stein, P.A., Miami, and William Joseph Dennis, of Luks, Santaniello, Petrillo, Cohen & Peterfriend, Fort Myers, for Appellant. Matthew Kenneth Mullinax and Barbara Mercedes Hernando, of Makris & Mullinax, P.A., Tampa, for Appellee. September 10, 2026 PER CURIAM. AFFIRMED. MAKAR, EDWARDS, and HARRIS, JJ., concur. _____________________________ Not final until disposition of any timely and authorized motion under Fla. R. App. P. 9.330 or 9.331. _____________________________ 2