Opinion Excerpt

Filed 10/7/25 CERTIFIED FOR PUBLICATION COURT OF APPEAL, FOURTH APPELLATE DISTRICT DIVISION ONE STATE OF CALIFORNIA STATE FARM FIRE AND CASUALTY D083765 COMPANY, Plaintiff, Cross-defendant and Respondent, (Super. Ct. No. 37-2017- 00044935) v. CURTIS DIBLIN et al., Defendants, Cro